{ "meta": { "templateCredsSetupCompleted": true }, "nodes": [ { "id": "5e76ec22-b1d9-4873-90dc-e60547e1ad87", "name": "Receive Financial Input", "type": "n8n-nodes-base.webhook", "position": [ -640, 48 ], "parameters": { "path": "28d783ca-9a99-43a5-9399-ed98f0237cd9", "options": {}, "httpMethod": "POST", "responseMode": "responseNode" }, "typeVersion": 2.1 }, { "id": "061a183c-1d8e-425f-8e04-c4c7cbf632c6", "name": "Normalize Input Data", "type": "n8n-nodes-base.set", "position": [ -416, 48 ], "parameters": { "options": {}, "assignments": { "assignments": [ { "id": "835ed8de-669e-4f04-86f2-02feff4ff34f", "name": "Income", "type": "number", "value": "={{ $json.body.Income || 0 }}" }, { "id": "51c85f99-4f60-43fd-a5a1-6e04b11ba5e2", "name": "Goal", "type": "string", "value": "={{ $json.body.Goal || \"\"}}" } ] } }, "typeVersion": 3.4 }, { "id": "10776f6b-30ec-4283-9459-94f1ac822e28", "name": "Validate Income & Goal", "type": "n8n-nodes-base.if", "position": [ -192, 48 ], "parameters": { "options": {}, "conditions": { "options": { "version": 3, "leftValue": "", "caseSensitive": true, "typeValidation": "loose" }, "combinator": "and", "conditions": [ { "id": "f1c32250-14db-4186-9dd0-f224f98cb4d6", "operator": { "type": "number", "operation": "gte" }, "leftValue": "={{ $json.Income }}", "rightValue": 0 }, { "id": "e219f7bb-23a4-4176-adeb-d141b147e8df", "operator": { "type": "string", "operation": "notEmpty", "singleValue": true }, "leftValue": "={{ $json.Goal }}", "rightValue": "" } ] }, "looseTypeValidation": true }, "typeVersion": 2.3 }, { "id": "2f9c84e3-0dac-46d0-8510-1983969269ea", "name": "Return Validation Error", "type": "n8n-nodes-base.respondToWebhook", "position": [ 32, 144 ], "parameters": { "options": {}, "respondWith": "json", "responseBody": "{\n \"error\": \"income should not be in negative integer and goal should be not empty.\"\n}" }, "typeVersion": 1.5 }, { "id": "4e8a675d-f5df-4dce-87e9-49d3fdf21ca2", "name": "Enrich Financial Metrics", "type": "n8n-nodes-base.set", "position": [ 32, -48 ], "parameters": { "options": {}, "assignments": { "assignments": [ { "id": "012349f1-ef19-401b-8569-2e95999c4364", "name": "Income", "type": "number", "value": "={{ $json.Income }}" }, { "id": "f6e165ec-183b-4edc-a6d2-39ada7d37ee3", "name": "Goal", "type": "string", "value": "={{ $json.Goal }}" }, { "id": "680bc71f-a1bc-4a83-98ec-a1e36c66cff9", "name": "Timestamp", "type": "string", "value": "={{ new Date().toISOString() }}" }, { "id": "81c81411-3f6a-44be-b557-1529e765cf9b", "name": "RecommendedMonthlySaving", "type": "string", "value": "={{ Math.round($json.Income * 0.20) }}" }, { "id": "8bdcffb5-30b9-495c-b6ad-53ab7e123feb", "name": "IncomeCategory", "type": "string", "value": "={{ $json.Income < 30000 ? 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Your task is to analyze the data and generate a personalized, practical, and easy-to-understand investment strategy.\n\n### User Data:\n- Monthly Income: {{ $json.Income }}\n- Financial Goal: {{ $json.Goal }}\n\nThe user is in a low income bracket. \nPrioritize: building an emergency fund (3 months expenses), \nstarting a \u20b9500\u2013\u20b91000/month SIP in a large-cap index fund, \nand avoiding debt traps. Keep advice extremely practical and minimal-risk.\n\n### Instructions:\n\n1. Analyze the user\u2019s income and stated goal.\n2. Assume the user is a beginner investor unless stated otherwise.\n3. Create a structured financial plan that includes:\n\n#### 1. Goal Breakdown\n- Explain the goal in financial terms\n- Estimate required corpus (if possible)\n- Suggest a realistic timeline\n\n#### 2. Monthly Investment Plan\n- Recommend how much to invest monthly\n- Suggest allocation (e.g., equity, debt, savings, emergency fund)\n\n#### 3. Investment Strategy\n- Recommend suitable instruments (e.g., mutual funds, index funds, fixed deposits, ETFs)\n- Explain why each is suitable\n- Adjust risk level based on goal type (e.g., house = moderate, retirement = long-term growth)\n\n#### 4. Example Portfolio Allocation\n- Provide percentage split (e.g., 60% equity, 30% debt, 10% cash)\n\n#### 5. Actionable Steps\n- Clear next steps the user should take\n- Keep it practical and beginner-friendly\n\n#### 6. Tips & Warnings\n- Include 2\u20133 smart financial tips\n- Mention risks or common mistakes to avoid\n\n### Output Format:\n- Use clean headings\n- Keep tone professional but simple\n- Avoid jargon\n- Max 400\u2013600 words\n\n### Important:\n- Do NOT ask follow-up questions\n- Make reasonable assumptions if data is missing\n- Tailor advice specifically to the goal" } ] }, "builtInTools": {} }, "credentials": { "googlePalmApi": { "name": "" } }, "typeVersion": 1.1 }, { "id": "4454844b-9ccc-42fb-9069-bd8544b51abb", "name": "Generate Plan (Mid Income)", "type": "@n8n/n8n-nodes-langchain.googleGemini", "position": [ 704, -336 ], "parameters": { "modelId": { "__rl": true, "mode": "list", "value": "models/gemini-flash-lite-latest", "cachedResultName": "models/gemini-flash-lite-latest" }, "options": {}, "messages": { "values": [ { "content": "=You are a certified financial planner and wealth advisor.\n\nA user has submitted their financial details through a webhook. Your task is to analyze the data and generate a personalized, practical, and easy-to-understand investment strategy.\n\n### User Data:\n- Monthly Income: {{ $json.Income }}\n- Financial Goal: {{ $json.Goal }}\n\nThe user is in a mid income bracket. \nRecommend a balanced approach: emergency fund + SIP in diversified \nmutual funds (equity + debt mix) + basic tax-saving via ELSS. \nIntroduce the concept of goal-based investing.\n\n### Instructions:\n\n1. Analyze the user\u2019s income and stated goal.\n2. Assume the user is a beginner investor unless stated otherwise.\n3. Create a structured financial plan that includes:\n\n#### 1. Goal Breakdown\n- Explain the goal in financial terms\n- Estimate required corpus (if possible)\n- Suggest a realistic timeline\n\n#### 2. Monthly Investment Plan\n- Recommend how much to invest monthly\n- Suggest allocation (e.g., equity, debt, savings, emergency fund)\n\n#### 3. Investment Strategy\n- Recommend suitable instruments (e.g., mutual funds, index funds, fixed deposits, ETFs)\n- Explain why each is suitable\n- Adjust risk level based on goal type (e.g., house = moderate, retirement = long-term growth)\n\n#### 4. Example Portfolio Allocation\n- Provide percentage split (e.g., 60% equity, 30% debt, 10% cash)\n\n#### 5. Actionable Steps\n- Clear next steps the user should take\n- Keep it practical and beginner-friendly\n\n#### 6. Tips & Warnings\n- Include 2\u20133 smart financial tips\n- Mention risks or common mistakes to avoid\n\n### Output Format:\n- Use clean headings\n- Keep tone professional but simple\n- Avoid jargon\n- Max 400\u2013600 words\n\n### Important:\n- Do NOT ask follow-up questions\n- Make reasonable assumptions if data is missing\n- Tailor advice specifically to the goal" } ] }, "builtInTools": {} }, "credentials": { "googlePalmApi": { "name": "" } }, "typeVersion": 1.1 }, { "id": "de319540-a4ae-44b3-9f6d-0a6401a7fc5b", "name": "Generate Plan (High Income)", "type": "@n8n/n8n-nodes-langchain.googleGemini", "position": [ 704, 48 ], "parameters": { "modelId": { "__rl": true, "mode": "list", "value": "models/gemini-flash-lite-latest", "cachedResultName": "models/gemini-flash-lite-latest" }, "options": {}, "messages": { "values": [ { "content": "=You are a certified financial planner and wealth advisor.\n\nA user has submitted their financial details through a webhook. Your task is to analyze the data and generate a personalized, practical, and easy-to-understand investment strategy.\n\n### User Data:\n- Monthly Income: {{ $json.Income }}\n- Financial Goal: {{ $json.Goal }}\n\nThe user is in a high income bracket. \nRecommend a sophisticated portfolio: index funds, NPS for retirement, \nELSS for tax saving, and optionally REITs or international ETFs. \nDiscuss asset allocation and rebalancing strategies.\n\n### Instructions:\n\n1. Analyze the user\u2019s income and stated goal.\n2. Assume the user is a beginner investor unless stated otherwise.\n3. Create a structured financial plan that includes:\n\n#### 1. Goal Breakdown\n- Explain the goal in financial terms\n- Estimate required corpus (if possible)\n- Suggest a realistic timeline\n\n#### 2. Monthly Investment Plan\n- Recommend how much to invest monthly\n- Suggest allocation (e.g., equity, debt, savings, emergency fund)\n\n#### 3. Investment Strategy\n- Recommend suitable instruments (e.g., mutual funds, index funds, fixed deposits, ETFs)\n- Explain why each is suitable\n- Adjust risk level based on goal type (e.g., house = moderate, retirement = long-term growth)\n\n#### 4. Example Portfolio Allocation\n- Provide percentage split (e.g., 60% equity, 30% debt, 10% cash)\n\n#### 5. Actionable Steps\n- Clear next steps the user should take\n- Keep it practical and beginner-friendly\n\n#### 6. Tips & Warnings\n- Include 2\u20133 smart financial tips\n- Mention risks or common mistakes to avoid\n\n### Output Format:\n- Use clean headings\n- Keep tone professional but simple\n- Avoid jargon\n- Max 400\u2013600 words\n\n### Important:\n- Do NOT ask follow-up questions\n- Make reasonable assumptions if data is missing\n- Tailor advice specifically to the goal" } ] }, "builtInTools": {} }, "credentials": { "googlePalmApi": { "name": "" } }, "typeVersion": 1.1 }, { "id": "8f047b70-5964-4ff5-9f44-c92ee96e28d0", "name": "Merge AI Responses", "type": "n8n-nodes-base.merge", "position": [ 1056, -160 ], "parameters": { "numberInputs": 3 }, "typeVersion": 3.2 }, { "id": "c4668b98-0818-4dd2-a642-af53df310d78", "name": "Generate HTML Report", "type": "n8n-nodes-base.set", "position": [ 1280, -144 ], "parameters": { "options": {}, "assignments": { "assignments": [ { "id": "84725477-6353-4a05-ae12-a9414d4ad874", "name": "=html_body", "type": "string", "value": "=\n\n\n \n \n\n\n

Your Personalized Financial Plan

\n
\n Goal: {{ $('Store User Data (Google Sheets)').item.json.Goal }}
\n Monthly Income: \u20b9{{ $('Store User Data (Google Sheets)').item.json.Income }}
\n Recommended Monthly Saving: \u20b9{{ $('Store User Data (Google Sheets)').item.json.RecommendedMonthlySaving }}
\n Income Category: {{ $('Store User Data (Google Sheets)').item.json.IncomeCategory }}
\n Generated On: {{ $('Store User Data (Google Sheets)').item.json.Timestamp }}\n
\n
\n {{ $json.content.parts[0].text.replace(/\\n/g, '
').replace(/#{1,6} (.+)/g, '

$1

') }}\n
\n This plan was auto-generated based on the data you provided.\n It is for informational purposes only and not formal financial advice.\n
\n\n" } ] } }, "typeVersion": 3.4 }, { "id": "84594cd0-5edf-4c39-9dee-cf3befe9ff1b", "name": "Convert HTML to PDF", "type": "n8n-nodes-base.httpRequest", "position": [ 1504, -144 ], "parameters": { "url": "https://api.pdfshift.io/v3/convert/pdf", "method": "POST", "options": { "response": { "response": {} } }, "sendBody": true, "sendHeaders": true, "bodyParameters": { "parameters": [ { "name": "source", "value": "={{ $json.html_body }}" }, { "name": "filename", "value": "export.pdf" } ] }, "headerParameters": { "parameters": [ { "name": "X-API-key", "value": "" } ] } }, "typeVersion": 4.4 }, { "id": "8c70feff-fba7-4186-a631-82818428a719", "name": "Fetch Generated PDF", "type": "n8n-nodes-base.httpRequest", "position": [ 1728, -144 ], "parameters": { "url": "={{ $json.url }}", "options": {} }, "typeVersion": 4.4 }, { "id": "0f34ef8f-494b-4734-9566-dbe08e5ce02e", "name": "Check PDF Generation Status", "type": "n8n-nodes-base.if", "position": [ 1952, -144 ], "parameters": { "options": {}, "conditions": { "options": { "version": 3, "leftValue": "", "caseSensitive": true, "typeValidation": "strict" }, "combinator": "and", "conditions": [ { "id": "f2051cf4-3839-4b20-a572-cefec40b1cd8", "operator": { "type": "boolean", "operation": "true", "singleValue": true }, "leftValue": "={{ !!$binary.data }}", "rightValue": "" } ] } }, "typeVersion": 2.3 }, { "id": "b4519523-5b1d-4345-9a3b-3fff937c145c", "name": "Upload PDF to Google Drive", "type": "n8n-nodes-base.googleDrive", "position": [ 2176, -336 ], "parameters": { "name": "=Financial_Plan_{{ $('Store User Data (Google Sheets)').item.json.Goal.replace(/ /g,'_') }}_{{ new Date().toISOString().slice(0,10) }}.pdf", "driveId": { "__rl": true, "mode": "list", "value": "My Drive" }, "options": {}, "folderId": { "__rl": true, "mode": "list", "value": "root", "cachedResultName": "/ (Root folder)" }, "inputDataFieldName": "={{ $binary.data }}" }, "credentials": { "googleDriveOAuth2Api": { "name": "" } }, "typeVersion": 3 }, { "id": "573c49a2-8e98-402e-9a59-7813893ebd45", "name": "Send Email with PDF", "type": "n8n-nodes-base.gmail", "position": [ 2176, 48 ], "parameters": { "sendTo": "", "message": "=Hi there,\n\nPlease find your personalized financial plan attached as a PDF.\n\nHere's a quick summary:\n- Goal: {{ $('Route by Income Category').item.json.Goal }}\n- Monthly Income: \u20b9{{ $('Route by Income Category').item.json.Income }}\n- Recommended Monthly Saving: \u20b9{{ $('Route by Income Category').item.json.RecommendedMonthlySaving }}\n- Income Category: {{ $('Route by Income Category').item.json.IncomeCategory }}\n\nYou can also view your plan anytime here:\n{{ $json.webViewLink }}\n\nStart small, stay consistent.\n\n\u2014 Your AI Financial Planner", "options": { "attachmentsUi": { "attachmentsBinary": [ {} ] }, "appendAttribution": false }, "subject": "=Your {{ $('Route by Income Category').item.json.IncomeCategory }} Income Financial Plan \u2014 {{ $('Route by Income Category').item.json.Goal }}", "emailType": "text" }, "credentials": { "gmailOAuth2": { "name": "" } }, "typeVersion": 2.2 }, { "id": "1d45ad6c-ee7d-4bc1-827f-cfccf71a310b", "name": "Return HTML Response", "type": "n8n-nodes-base.respondToWebhook", "position": [ 2176, -144 ], "parameters": { "options": { "responseHeaders": { "entries": [ { "name": "Content-Type", "value": "text/html" } ] } }, "respondWith": "text", "responseBody": "={{ $('Generate HTML Report').item.json.html_body }}" }, "typeVersion": 1.5 }, { "id": "7d1419c3-63cc-4b93-a676-4cc3671853fb", "name": "Return PDF Failure Response", "type": "n8n-nodes-base.respondToWebhook", "position": [ 2176, 240 ], "parameters": { "options": {}, "respondWith": "json", "responseBody": "{\n \"error\": \"PDF generation failed. Plain email sent instead.\"\n}" }, "typeVersion": 1.5 }, { "id": "3f254143-019a-40ed-b794-9d7f93f908fb", "name": "Send Plain Text Email (Fallback)", "type": "n8n-nodes-base.gmail", "position": [ 2400, 240 ], "parameters": { "sendTo": "", "message": "={{ $('Merge AI Responses').item.json.content.parts[0].text }}", "options": { "appendAttribution": false }, "subject": "={{ $('Store User Data (Google Sheets)').item.json.IncomeCategory }} Income Plan: {{ $('Store User Data (Google Sheets)').item.json.Goal }}", "emailType": "text" }, "credentials": { "gmailOAuth2": { "name": "" } }, "typeVersion": 2.2 }, { "id": "8e41de58-23c9-47d4-936e-8b00e07fde3b", "name": "Sticky Note", "type": "n8n-nodes-base.stickyNote", "position": [ -1424, -736 ], "parameters": { "width": 576, "height": 528, "content": "### AI Financial Planning Automation (End-to-End Flow)\n\nThis workflow collects a user\u2019s income and financial goal via webhook, validates the input, and generates a personalized financial plan using AI.\n\n### How it works:\nReceives user data (income + goal)\nValidates inputs (no negative income, goal required)\nEnriches data (savings %, income category)\nStores data in Google Sheets\nRoutes user to AI model based on income level\nGenerates a tailored financial plan\nConverts plan into HTML \u2192 PDF\nUploads PDF to Google Drive\nSends email with PDF + summary\nReturns HTML response via webhook\n\n### Setup Steps:\nConnect Google Sheets, Google Drive, and Gmail accounts\nAdd Gemini (PaLM) API credentials\nReplace PDFShift API key\nUpdate email recipient if needed\nTest webhook using POST request with JSON:\n{ \"Income\": 50000, \"Goal\": \"Buy a house\" }" }, "typeVersion": 1 }, { "id": "e8af848d-b998-42c9-95d8-ac81432b9314", "name": "Sticky Note1", "type": "n8n-nodes-base.stickyNote", "position": [ -16, -240 ], "parameters": { "color": "#D6D6D6", "width": 432, "height": 352, "content": "### Data Enrichment & Storage\nAdds timestamp, savings recommendation (20%), and income category. Stores all records in Google Sheets for tracking." }, "typeVersion": 1 }, { "id": "4bd46fba-3fbe-4048-b3a2-31f43f342842", "name": "Sticky Note2", "type": "n8n-nodes-base.stickyNote", "position": [ -688, -96 ], "parameters": { "color": "#D6D6D6", "width": 640, "height": 304, "content": "### Input & Validation\nHandles incoming webhook data. Ensures income is non-negative and goal is provided. Invalid inputs return an error immediately." }, "typeVersion": 1 }, { "id": "6b5ec289-58ed-4e5f-8e1c-3ea30243cdfb", "name": "Sticky Note3", "type": "n8n-nodes-base.stickyNote", "position": [ 464, -480 ], "parameters": { "color": "#D6D6D6", "width": 720, "height": 720, "content": "### AI Plan Generation\nRoutes users into Low, Mid, or High income paths. Each path uses a tailored prompt to generate relevant financial advice." }, "typeVersion": 1 }, { "id": "039849dc-4463-4072-ae18-00e0e842e6a2", "name": "Sticky Note4", "type": "n8n-nodes-base.stickyNote", "position": [ 1264, -288 ], "parameters": { "color": "#D6D6D6", "width": 576, "height": 336, "content": "### PDF Generation\nConverts HTML into PDF using PDFShift API and fetches the binary file for further processing." }, "typeVersion": 1 }, { "id": "10bc1c3d-d5f8-4d86-9d81-462b0a331604", "name": "Sticky Note5", "type": "n8n-nodes-base.stickyNote", "position": [ 1936, -576 ], "parameters": { "color": "#D6D6D6", "width": 672, "height": 1008, "content": "### Delivery & Fallback\nUploads PDF to Google Drive, emails it to the user, and returns HTML response. If PDF fails, sends plain text email instead." }, "typeVersion": 1 } ], "connections": { "Merge AI Responses": { "main": [ [ { "node": "Generate HTML Report", "type": "main", "index": 0 } ] ] }, "Convert HTML to PDF": { "main": [ [ { "node": "Fetch Generated PDF", "type": "main", "index": 0 } ] ] }, "Fetch Generated PDF": { "main": [ [ { "node": "Check PDF Generation Status", "type": "main", "index": 0 } ] ] }, "Send Email with PDF": { "main": [ [] ] }, "Generate HTML Report": { "main": [ [ { "node": "Convert HTML to PDF", "type": "main", "index": 0 } ] ] }, "Normalize Input Data": { "main": [ [ { "node": "Validate Income & Goal", "type": "main", "index": 0 } ] ] }, "Return HTML Response": { "main": [ [] ] }, "Validate Income & Goal": { "main": [ [ { "node": "Enrich Financial Metrics", "type": "main", "index": 0 } ], [ { "node": "Return Validation Error", "type": "main", "index": 0 } ] ] }, "Receive Financial Input": { "main": [ [ { "node": "Normalize Input Data", "type": "main", "index": 0 } ] ] }, "Enrich Financial Metrics": { "main": [ [ { "node": "Store User Data (Google Sheets)", "type": "main", "index": 0 } ] ] }, "Route by Income Category": { "main": [ [ { "node": "Generate Plan (Mid Income)", "type": "main", "index": 0 } ], [ { "node": "Generate Plan (Low Income)1", "type": "main", "index": 0 } ], [ { "node": "Generate Plan (High Income)", "type": "main", "index": 0 } ] ] }, "Generate Plan (Mid Income)": { "main": [ [ { "node": "Merge AI Responses", "type": "main", "index": 0 } ] ] }, "Upload PDF to Google Drive": { "main": [ [] ] }, "Check PDF Generation Status": { "main": [ [ { "node": "Upload PDF to Google Drive", "type": "main", "index": 0 }, { "node": "Send Email with PDF", "type": "main", "index": 0 }, { "node": "Return HTML Response", "type": "main", "index": 0 } ], [ { "node": "Return PDF Failure Response", "type": "main", "index": 0 } ] ] }, "Generate Plan (High Income)": { "main": [ [ { "node": "Merge AI Responses", "type": "main", "index": 2 } ] ] }, "Generate Plan (Low Income)1": { "main": [ [ { "node": "Merge AI Responses", "type": "main", "index": 1 } ] ] }, "Return PDF Failure Response": { "main": [ [ { "node": "Send Plain Text Email (Fallback)", "type": "main", "index": 0 } ] ] }, "Store User Data (Google Sheets)": { "main": [ [ { "node": "Route by Income Category", "type": "main", "index": 0 } ] ] }, "Send Plain Text Email (Fallback)": { "main": [ [] ] } } }